Flood Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Flood Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Flood Insurance Information
Living or working in Florida comes with the understood risk of facing unpredictable weather and the occasional bad storm. With that weather can often come floods that cost thousands of dollars in damage each year.
If you own property in Florida, flood insurance is critical for covering your belongings. Without it, you could be looking to pay for flood damage all out of pocket.
At Wiglesworth-Rindom Insurance Agency, we understand the dangers Florida homeowners and property owners face on a day-to-day basis. We work with you individually to find a solution to your insurance needs so that you can save money and remain covered in case of an accident.
What Does Flood Insurance Cover?
Flood insurance fills in the gaps that most property insurance policies leave behind. Basic home and business insurance policies don’t cover damage caused by natural flooding. Unfortunately, floods are a frequent risk in Florida.
Flood insurance can cover your dwelling, personal property and other physical assets in case of a natural flood. If the first floor of your home floods, for example, flood insurance can help pay for clean-up and repairs afterward.
Where is Flood Insurance Required?
Flood insurance is required only in certain areas of Florida, generally zones that are considered high risk areas, including certain coastal areas. Check your area on the FEMA flood map to see if you are at high risk for a flood.
Even homes and businesses in low or moderate risk are recommended to carry flood insurance, as bad storms can cause flooding across Florida and are becoming an increasing problem in recent years.
Insure Your Property Today
Flooding can cause severe damage to your belongings, property and the very structure of your home. Without insurance to cover against this frequent danger, you could risk paying thousands of dollars out of pocket to repair or rebuild after a bad storm.
Wiglesworth-Rindom Insurance Agency is here to match you with a flood insurance policy tailored for your needs and your budget. Call us at (561) 637-2424 or fill out an online quote form to get started.
Common Flood Insurance Questions
Flood insurance can be added to your home or property insurance policy or purchased separately. As with a normal homeowners insurance policy, you can pay for this coverage through monthly premiums in return for filing a claim to receive compensation after a disaster.
Your flood insurance needs may vary depending on your property and location. Homeowners who live-in high-risk areas will typically need higher rates of flood insurance than those in moderate or low risk areas. Speak with an insurance agent today about the right flood insurance limits for you.
Not all flood insurance must be purchased through FEMA. FEMA flood insurance is a government-run program while private flood insurance is offered through private insurers.