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Home > Medical Malpractice Insurance | Boca Raton & Port St Lucie FL | Wiglesworth-Rindom Insurance Agency

Malpractice Insurance


Malpractice Insurance Information

If you’re a medical professional, you face potential risks associated with practicing medicine every day. Your patient could become injured or die under your care, and when that happens, you face the risk of a malpractice lawsuit. Medical malpractice insurance is available to medical professionals to protect against potential lawsuits you may encounter while caring for patients. It is required for physicians in most states.  

What Is Medical Malpractice Insurance?  
Medical malpractice insurance is a specialized type of professional liability insurance. This coverage helps protect medical professionals against claims associated with wrongful practice. The types of claims could be associated with any of the following:  

  • Bodily injury 

  • Medical expenses

  • Property damage


There are two types of medical malpractice insurance:  

  • Claims-made—This is the most common coverage.  This type of policy provides coverage that is triggered when someone makes a claim against the insured during the policy period, regardless of when the wrongful act that gave rise to the claim took place.

  • Occurrence-made—This policy was more common in the past. It covers a loss that “occurs” during the policy period, regardless of when the claim was made. This could even be after the policy has been canceled.


Talk with your agent to discuss which option is best for you and your practice.  

What Is Covered Under Medical Malpractice Insurance? 
Medical malpractice insurance covers a variety of costs, including:  

  • Attorneys’ fees and court costs

  • Arbitration costs

  • Settlement costs

  • Punitive and compensatory damages

  • Medical damages


Who Needs Medical Malpractice Insurance? 
Many medical professionals should carry medical malpractice insurance. The following are those who should commonly consider this coverage:  

  • Doctors

  • Nurses 

  • Dentists 

  • Optometrists

  • Therapists


How Much Does Medical Malpractice Insurance Cost?  
The rate of your premium, as with most insurance, depends on a variety of factors. This includes calculating in the risk of the health care provider, a physician’s specialty and geographic location. Talk to an agent at Wiglesworth-Rindom Insurance Agency to get a quote for your coverage.  

Contact Us Today 
At Wiglesworth-Rindom Insurance Agency we want to help keep you safe while you practice what you’re passionate about every day. Contact us today to speak with an agent and get your quote for medical malpractice insurance.  

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217 SW Akron Ave | Stuart, Florida 34994
Phone: 561-637-2424

Virtual Office in Boynton Beach
By Appointment Only

1500 Gateway Blvd. Ste 220 | Boynton Beach, FL 33426

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